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FREQUENTLY ASKED QUESTIONS

Willow Insurance Agency Help Center

10 WAYS TO SAVE ON YOUR INSURANCE 

  1. Shop around for the best rates: It's important to compare insurance rates from different providers to find the best deal. You can use online comparison tools to easily compare rates from multiple insurance companies.

  2. Increase your deductible: A higher deductible can lower your insurance premium. However, you should make sure you can afford to pay the higher deductible in the event of an accident.

  3. Maintain a good credit score: Insurance companies use your credit score to determine your risk level. Maintaining a good credit score can help you qualify for lower rates.

  4. Drive a safe car: Cars with safety features such as airbags, anti-lock brakes, and electronic stability control are less risky to insure, so you may get a lower rate.

  5. Bundle your insurance policies: Many insurance companies offer discounts when you bundle multiple insurance policies, such as car and home insurance.

  6. Drive less: If you don't drive as much, you may be eligible for a low-mileage discount. You can also consider carpooling, using public transportation, or biking to reduce your mileage.

  7. Take a defensive driving course: Completing a defensive driving course can help you become a safer driver, and some insurance companies offer discounts for completing the course.

  8. Remove unnecessary coverage: If your car is old or paid off, you may not need certain types of coverage, such as collision or comprehensive. Removing unnecessary coverage can help lower your premium.

  9. Ask about discounts: Insurance companies offer a variety of discounts, such as for good driving, being a safe driver, or having certain safety features in your car.

  10. Avoid accidents and tickets: Maintaining a clean driving record is one of the best ways to keep your insurance rates low. Avoiding accidents and tickets can help you qualify for lower rates over time.

WHY DO I NEED TO BUY INSURANCE?

  • To protect themselves and their assets from potential financial losses

  • To transfer the financial risk of a potential loss to an insurance company

  • To manage their financial risks in a more predictable and manageable way

  • To comply with legal requirements (e.g., auto insurance)

  • To secure a mortgage or a loan (e.g., homeowners or life insurance)

  • To cover medical expenses and mitigate the financial burden of illnesses and injuries

  • To protect their business from potential lawsuits and liability claims

  • To provide financial protection for their loved ones in case of unexpected events (e.g., life insurance)

DO YOU OFFER FREE CONSULTATIONS TO NEW CUSTOMERS?

​All clients new and old get a free insurance review, this will help with in the following areas: 

  • Identify potential gaps or overlaps in your current coverage

  • Receive expert recommendations tailored to your unique needs and budget

  • Save money on insurance premiums

  • Get better coverage that meets your specific needs

  • Have peace of mind knowing that you have the right insurance protection in place

  • Ensure that you are complying with legal requirements

  • Protect yourself and your assets from potential financial losses

  • Get access to a wide range of insurance products and services

  • Establish a long-term relationship with a trusted insurance advisor.

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